New Car Warranty Nigeria 2026: What 6-Year Deals Cover

For years, buying a car in Nigeria came down to one question: how much? Now a second question matters almost as much: what happens after you drive off the lot? Dealers are fighting over warranties, free servicing and repair promises, and some of the offers sound very generous. Six-year warranties, six years of free servicing, seven-day repair guarantees and roadside rescue are all being advertised to Nigerian buyers in 2026.

This guide explains what a new car warranty in Nigeria really covers, how the main offers compare, what the fine print usually leaves out, and how to judge whether a long warranty is worth paying for when you are comparing a brand-new car with a tokunbo.

Why After-Sales Is the New Battleground

In a November 10, 2026 report, BusinessDay described after-sales service as the “next battleground” in Nigeria’s automotive market. The reasoning is simple. A car, truck or tractor can stay on the road for ten to twenty years, and over that time an owner may spend more on parts, servicing and repairs than the manufacturer made from the first sale. As technical trainer Murad Iftikhar put it in that report: “The product wins the first sale. Service wins every sale after that.”

Adams Oyeleye, aftersales manager at CIG Motors, told the paper that after-sales “isn’t a support function. It is where trust and loyalty are won.” For buyers, the takeaway is that the dealer’s workshop, technicians and spare-parts supply matter as much as the sticker price, especially with so many new brands arriving.

Three things are driving the shift:

• New brands need to win trust. Chinese brands such as Chery, Changan, GAC and Jetour are growing in Nigeria. Long warranties are their way of telling buyers that parts and repairs will not be a problem.
• Cars cost much more. When a new SUV costs tens of millions of Naira, buyers want protection against a major repair bill in the first few years.
• Fleets lose money when vehicles sit idle. For ride-hailing, logistics and company fleets, slow parts supply or long repair queues mean lost revenue. That is why repair-time promises are becoming part of the pitch.

The Main Warranty Offers in Nigeria Compared

Here is how some of the best-known published offers compare. Terms change and usually come with conditions, so ask the dealer for the current written warranty before you pay.

Carloha (Chery): CarlohaCare 6-6-7

Carloha Nigeria is Chery’s authorised importer and franchise holder. Its CarlohaCare 6-6-7 programme is the most widely advertised after-sales package on the market:

• 6 years of warranty coverage
• 6 years of free scheduled servicing
• A 7-day repair promise, which earlier launch reports described as including a courtesy-car guarantee
• CarlohaCare Rescue, roadside assistance that Legit.ng reports runs 24 hours on highways and major roads under specified arrangements

Carloha says all of this is subject to its terms and conditions. The package covers Chery models including the Tiggo 9 PHEV, the plug-in hybrid flagship SUV unveiled at Carloha’s Alapere, Lagos showroom in June 2026. Carloha has also said it will bring Chery Q, Chery’s new electric vehicle brand, to Nigeria. No models, prices or launch dates have been confirmed yet.

Mikano (Changan): 6 years or 200,000 km

When Mikano Motors relaunched Changan in Nigeria in 2023, it announced a warranty of six years or 200,000 km, whichever comes first, for new customers, plus up to three years of free service depending on the model. Confirm whether the same terms still apply to the model you are buying.

Toyota Nigeria: 3 years or 100,000 km

Toyota Nigeria’s published warranty runs for 36 months or 100,000 km, whichever comes first, from the date the car is first delivered. Its terms are unusually detailed and give a good idea of what most warranties look like:

• Defective parts supplied by Toyota are repaired or replaced at no cost.
• The original battery is replaced free for the first 24 months. From month 25 to month 37, the owner pays 50%.
• If a covered failure leaves the car unable to move, towing to the nearest authorised dealer is included.
• The warranty passes to the next owner if you sell the car within the period.
• It is valid only for vehicles bought and serviced at Toyota Nigeria-accredited dealers.
• A free 1,000 km first service is included, but lubricants and filters used in it are charged.

Suzuki by CFAO: 3 years or 100,000 km

Suzuki by CFAO’s late-2025 promotion advertised a 3-year/100,000 km warranty with free vehicle registration on models such as the Grand Vitara, Fronx and Jimny. Promotions like this are time-limited, so check what is on offer when you buy.

Quick comparison

• Chery (Carloha): 6-year warranty, 6 years of free servicing, 7-day repair promise, roadside assistance (conditions apply)
• Changan (Mikano): 6 years/200,000 km warranty at relaunch, up to 3 years of free service depending on model
• Toyota (Toyota Nigeria): 3 years/100,000 km, transferable, dealer servicing required
• Suzuki (CFAO): 3 years/100,000 km in its most recent advertised promotion

On paper, the Chinese brands offer about twice the coverage period of the Japanese brands. But the length of a warranty is only part of the picture.

What a Car Warranty in Nigeria Usually Does Not Cover

BusinessDay and Legit.ng both warned in November 2026 that a longer warranty does not automatically give broader protection. Toyota’s published exclusions are a good example of the fine print most brands use. Expect these to be excluded:

1. Wear-and-tear items: brake pads, clutch linings, wiper blades, filters, spark plugs, fuses and coolant are normally paid for by the owner.
2. Lack of maintenance: skip a scheduled service or use the wrong oil or fuel, and the claim can be refused. Keep every service receipt.
3. Accidents, misuse and modifications: crash damage, overloading, racing, aftermarket add-ons and repairs at roadside workshops can all void cover.
4. Flood and environmental damage: Toyota’s terms specifically exclude floods, hail and similar events. That matters in Lagos and Port Harcourt during the rainy season, and it is a job for car insurance, not a warranty.
5. Consumables under “free servicing”: free service packages often cover labour and inspections but may charge for parts and fluids.
6. Knock-on losses: lost income, transport costs and time off the road while your car is being repaired are usually not covered.

Roadside assistance also usually works only within set areas and operating limits. If you regularly drive Lagos–Ibadan, Abuja–Kaduna or the East–West Road, ask exactly which routes and hours are covered.

Is a 6-Year Warranty Worth It?

It depends on how you use the car and how long you plan to keep it.

When a long warranty makes sense

• You keep cars for five years or more. The later years of a six-year warranty are when major parts are most likely to fail.
• You are buying a newer technology. Plug-in hybrids like the Tiggo 9 PHEV, and electric cars, have expensive batteries and electronics that ordinary roadside mechanics often cannot diagnose. Dealer support matters much more here.
• You run a fleet. A repair-time promise can be worth more to a business than a slightly lower purchase price.
• The brand is new to you. If you are unsure how easy parts will be to find, a long warranty moves that risk onto the dealer.

When it matters less

• You sell after two or three years. Check whether the warranty transfers to the next owner. Toyota’s does, and a transferable warranty can help resale value.
• You live far from a dealer workshop. If the nearest authorised service centre is hours away, keeping up dealer-only servicing can be costly and inconvenient.
• The brand already has a wide parts network. Established brands have parts at markets like Ladipo and mechanics who know their cars, which reduces your risk after the warranty ends.

New Car With Warranty vs Tokunbo

Rising import costs and exchange-rate pressure have pushed many Nigerians towards tokunbo (foreign-used) and Nigerian-used cars. A tokunbo comes with no manufacturer warranty at all. You take on the full risk of hidden faults, flood damage and worn parts from day one. (See our guide to what N10m really buys in tokunbo cars.)

When comparing the two, look beyond the purchase price:

• Add expected repair and servicing costs over the years you plan to own the car. As Legit.ng put it, “a cheaper vehicle could become more expensive over time.”
• Count what free servicing is worth. Several years of included scheduled maintenance is real money saved, even if consumables are extra.
• Think about financing. Banks and dealer finance schemes often prefer new vehicles. If you are borrowing, compare the real monthly cost of a car loan along with the warranty value.

What’s Coming Next: EXEED in December

Competition on after-sales is likely to increase. Versat Automobile Limited, a Nigerian company set up in 2024 that entered the market with C&C trucks, plans to launch EXEED, Chery Automobile’s premium brand, in Nigeria in December 2026. Versat has not yet announced models, prices, warranty terms or showroom locations. Christopher Irumudomon, its General Manager for Sales, told The Sun that bringing in EXEED “is about more than bringing another automotive brand to Nigeria.” Watch for its warranty and service package at launch. A premium newcomer will almost certainly have to match or beat what Carloha and others offer.

Checklist: 7 Questions to Ask Before You Sign

1. Can I have the full warranty terms in writing, not just the brochure?
2. Is it years or kilometres, whichever comes first? What is the mileage limit?
3. Does free servicing include parts, oil and filters, or only labour?
4. Must all servicing be done at your workshop? Where are your service centres in my state?
5. What does the repair-time promise cover, and what happens if a repair takes longer?
6. Does the warranty transfer if I sell the car?
7. Are the battery, infotainment and (for hybrids or EVs) high-voltage parts covered, and for how long?

Key Takeaways

Six-year warranties from brands like Chery (CarlohaCare 6-6-7) and Changan are now twice as long as the 3-year/100,000 km cover from Toyota and Suzuki. But a longer warranty is not always a better one. Exclusions, dealer-only servicing rules and what “free servicing” actually includes matter as much as the headline number. For hybrids, EVs and brands that are new to you, strong after-sales support can be worth more than a small discount on the price.

FAQ

Does a warranty cover flood damage in Nigeria?
Usually not. Toyota Nigeria’s terms, for example, exclude floods and similar environmental damage. Comprehensive car insurance is what covers that risk.

Can I service my car at a roadside mechanic and keep the warranty?
Usually not. Most dealer warranties, including Toyota Nigeria’s, require servicing at accredited dealers. Improper repairs elsewhere can void your cover.

Do tokunbo cars come with a warranty?
No manufacturer warranty applies to foreign-used cars. Any guarantee would be a private arrangement with the seller, so inspect the car thoroughly before buying.

Warranty terms described here are based on statements and published terms from Toyota Nigeria, Carloha Nigeria, Mikano Motors and Suzuki by CFAO, and on reporting by BusinessDay, Legit.ng, ThisDay and The Sun. Vehicle prices, import duties and specs change frequently in Nigeria, so always confirm current figures with the dealer or official source before buying.